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Chapter 4: What Richard Did to the House

I turned around slowly.

Patrice was still standing by the window.

She had set the paperback down on the side table.

Her arms were crossed again, but differently now — not defensive.

Braced.

"Sit down," she said.

"Please."

"Just tell me."

She looked at the floor for a moment.

"About four years ago, Richard asked me to witness a document.

He said it was a formality.

A refinancing.

I signed where he told me to sign and I didn't ask questions." She paused.

"I should have asked questions."

"What was the document?"

"I don't know exactly.

But six months ago, Richard told me — he was upset that night, we'd had an argument — he told me that if anything ever happened to him, this house was protected.

His words.

*This house is protected.* And then he said yours wasn't."

The air went out of the room.

"What does that mean?" I said.

"What does *yours wasn't* mean?"

"I think he borrowed against your house," she said.

"I think he used it as collateral for something.

I don't know what.

He wouldn't tell me the details and I didn't push." She looked up at me.

"I'm sorry.

I know that doesn't mean anything coming from me.

But I'm telling you now because you have a right to know."

I sat back down.

Not because I wanted to.

Because my legs made the decision for me.

"He controlled everything," I said, mostly to myself.

"I never saw the bank statements.

He handled all of it.

I never even had my own account until — " I stopped.

"Until now," Patrice said quietly.

I looked at her.

"Why are you telling me this?

You could have said nothing.

I would have left and never come back."

She was quiet for a moment.

"Because I've been living with what I know for six months and it's been eating me alive." She picked up the paperback, then set it down again.

"And because I think Richard controlled both of us.

In different ways.

For a very long time."

I didn't answer that.

I wasn't ready to.

"Do you have the document?" I asked.

"The one you signed?"

"No.

He kept everything."

"Do you remember the name of the company?

A bank?

A lawyer?"

She thought for a moment.

"There was a name on the letterhead.

I only saw it for a second." She pressed her fingers to her forehead.

"Mercer.

I think it said Mercer something.

Mercer Financial, maybe.

Or Mercer Holdings."

I wrote it down in my phone.

"Is there anything else?" I asked.

She hesitated again.

That hesitation was becoming familiar.

Every time she did it, something worse came out.

"He had a storage unit," she said.

"He mentioned it once.

He kept files there.

Personal files, he said.

Things he didn't want at either house."

"Where?"

"I don't know.

I only know it existed because he mentioned it when he was angry.

He said — " She stopped.

"What did he say?"

"He said, *Everything I've built is documented.

Every decision.

Every cent.

And it's all somewhere neither of you will ever find it.*"

The room went very still.

*Neither of you.* Not *none of you.* Not *anyone.*

Two of us.

He had been managing two households, two women, two lives — and he had kept records of all of it, locked away somewhere, as though it were an achievement.

I stood up.

This time I made it all the way to the door.

"If you remember anything else," I said, "anything at all — will you call me?"

Patrice nodded.

She wrote her number on a slip of paper from the kitchen counter and handed it to me at the door.

I walked back to the truck.

I sat in the driver's seat.

I looked at the blue house with the white trim and the marigolds.

Then I called Daniel.

He picked up on the first ring.

"Mom — "

"I know you've been to that house," I said.

"I know you met her.

And I know you've been protecting something.

So I need you to tell me right now — do you know about a storage unit?"

The silence on the other end lasted four full seconds.

"Mom," he said.

"Come home.

We need to talk.

All three of us."

"All three of — " I stopped.

May you like

"Your brother and sister know too?"

But he had already hung up.

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