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Chapter 7: The Woman in the Van

Claire found her in four days.

Her name was Gemma Holt.

She was thirty-four, worked in property development, and had met Eric eighteen months earlier at a conference in Birmingham.

Claire's contact — a private investigator she used for asset-tracing cases — found a trail of hotel bookings, shared calendar entries, and a joint viewing of a two-bedroom flat in Islington that had taken place six weeks before I sent the sale email.

They had been looking at flats together.

While I was managing financial compliance for a multinational company and paying the mortgage on a house I owned outright, Eric had been viewing flats in Islington with a woman named Gemma Holt.

Claire called to tell me on a Thursday morning.

I was at my desk in the serviced office I had rented near the hotel.

I listened to the full summary without interrupting.

When she finished, I said: "How does this affect the divorce?"

"It doesn't change the property position — the prenup holds regardless.

But it changes the narrative significantly.

His attorney has been building a picture of a devoted husband who was pushed out of his family home.

That picture no longer holds."

"I want it in the filing."

"It will be.

But there's a decision to make.

If we include Gemma Holt in the formal proceedings, Eric will know we found her.

He may try to get ahead of it."

"Let him try."

"There's one more thing." Claire paused.

"The flat in Islington.

They made an offer.

It was accepted.

The offer was made in Gemma's name, but the deposit — forty-two thousand pounds — came from a joint savings account."

I was quiet for a moment.

"Eric and I don't have a joint savings account."

"No," Claire said.

"You don't."

The forty-two thousand pounds had come from a savings account opened in both Eric's name and his mother's — an account I had not known existed, funded, according to Claire's investigator, by transfers from Eric's personal account over the previous two years.

Small amounts.

Regular intervals.

The kind of transfers that don't draw attention.

I thought about the prenuptial agreement Eric had signed after reading little more than the summary.

I thought about how carefully I had structured my own finances, how precisely I had kept every record.

And I thought about how, while I was being careful, Eric had been doing the same thing — just in the opposite direction.

"He was moving money out," I said.

"For at least two years.

Possibly longer."

"That's financial misconduct during the marriage."

"It is.

And combined with the extortion recording, the theft of the armchair, and the evidence of the affair, we are no longer looking at a straightforward divorce.

We are looking at a case that, if Eric chooses to fight it, will be significantly worse for him than if he doesn't."

"Does he know that yet?"

"His attorney does," Claire said.

"I sent Phillip Harte a summary this morning.

I expect we'll hear back before the end of the day."

We heard back in two hours.

Eric wanted to talk.

Not through attorneys.

Directly.

He called my mobile at half past two and I let it ring.

He called again at three.

On the third call, I answered.

"I know what you found," he said.

"I know you know."

"Gemma isn't — it wasn't what it looks like."

"Eric." My voice was very even.

"I don't care what it was.

I care about the forty-two thousand pounds."

A long silence.

"That was my money.

Money I saved before — "

"It was transferred from your personal account during our marriage.

Claire has two years of records.

Would you like to keep having this conversation, or would you like to tell your attorney to call Claire and discuss terms?"

Another silence.

Longer this time.

"I want to meet," he said.

"In person.

Just us."

"No."

"There are things I want to say to you."

"Then say them through Claire."

I ended the call.

He called back once more.

I didn't answer.

But twenty minutes later, Diane called from a number I didn't recognize — she must have borrowed someone else's phone.

I answered without thinking.

"You need to stop," she said.

The composure was gone.

Her voice was tight and slightly breathless, the voice of a woman who has spent her life managing outcomes and has just realized this one is beyond her reach.

"You have made your point.

You have hurt my son.

Now stop."

"Diane," I said.

"I have a recording of you threatening me in my own kitchen.

I have evidence of your son committing financial misconduct during our marriage.

I have evidence of your other son stealing property from my home.

I have a witness." I paused.

"I haven't started yet."

May you like

The line went silent.

Then she said, very quietly: "What do you want?"

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